Insurance companies in the United States are continuing to cut reimbursement rates for physical therapy and dictating how long a patient can be seen. This forces many clinics to shorten their treatment times, see multiple patients at a time, and lower patient care standards.

At Merriman Pelvic Health, you will receive one-on-one specialized care from the same Doctor of Physical Therapy at every visit. We are able to see patients for longer sessions than most insurance based clinics, which allows us to get patients better, faster with fewer visits. The plan for your treatment will be shaped around your needs, goals, and schedule.

Additional benefits of cash based/self model:

No co-pays, deductibles, or co-insurance.

• Use your HSA/FSA.

• This may be the most cost effective alternative to a high deductible plan.

• Unlimited annual visits for health and wellness physical therapy.

• Same Pelvic Health specialized Doctor of Physical Therapy every visit.

No, patients can pay with cash, check, credit/debit cards as well as HSA/FSA cards.

Understanding your insurance is important. In many cases, the out of pocket expenses for a course of physical therapy will actually be LESS for services provided at Merriman Pelvic Health. In large part, this is due to the ability to charge less per visit than is typically charged to insurance companies because the simplified cash-based model does not require hiring billing personnel or paying a third party billing services. In addition, we are able to spend more time with patients each visit than most insurance-based clinics, which means we can generally get patients better, faster, with fewer visits.

If the patient contacts their insurance company and learns that they can be reimbursed for out-of-network services, we can provide them with a “superbill”, which is a receipt of payment that they can submit to their insurance company.

Since Medicare guidelines state that those covered under Medicare Part B must see a Medicare provider for physical therapy services, we are unable to treat individuals with Medicare insurance for physical therapy services.